LOANAPPROVED ("we," "us," or "our") values your trust and is committed to protecting your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our website, and related services (collectively, the "Platform").

1. Information We Collect

a. Personal Information

We collect personal information that you provide when you:

• Register on the Platform (e.g., name, email address, mobile number, date of birth).
• Submit loan applications (e.g., PAN card details, Aadhaar number, income proof, address proof, and bank account details).

b. Non-Personal Information

We may collect non-personal information, such as:

• Device information (e.g., operating system, browser type, IP address).
• Usage data (e.g., pages visited, session duration, and interactions on the Platform).

c. Information from Third Parties

We may collect additional information from credit bureaus, financial institutions, or third-party service providers to verify your eligibility.

2. How We Use Your Information

We use the information we collect to:

• Process and assess your loan application.
• Verify your identity and eligibility.
• Communicate with you regarding loan updates, offers, and support.
• Improve the Platform’s functionality and user experience.
• Comply with legal and regulatory requirements.

3. Sharing Your Information

a. With Service Providers

We may share your information with trusted service providers for credit assessment, data verification, and loan processing.

b. With Financial Institutions

To facilitate loan approval and disbursement, we may share relevant details with banks or non-banking financial companies (NBFCs).

c. Legal and Regulatory Compliance

We may disclose your information to comply with legal obligations or respond to lawful requests from government authorities.

d. Business Transfers

In case of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

4. Data Security

We implement robust security measures, including encryption, firewalls, and secure servers, to protect your personal and financial information. However, no method of data transmission or storage is 100% secure.

5. Your Rights and Choices

a. Access and Update

You can access and update your personal information through your account settings.

b. Opt-Out

You can opt out of receiving marketing communications by following the unsubscribe link in our emails.

c. Data Deletion

You may request the deletion of your account and associated information by contacting our support team.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on the Platform. You can manage your cookie preferences through your browser settings.

7. Children's Privacy

LOANAPPROVED is not intended for individuals under the age of 21. We do not knowingly collect personal information from minors.

8. Third-Party Links

The Platform may contain links to third-party websites or services. We are not responsible for their privacy practices, and we encourage you to review their policies.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be effective when posted on the Platform. We recommend reviewing this page regularly for updates.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Email: [Your email address]

Phone: [Your phone number]

By using LOANAPPROVED, you consent to the terms of this Privacy Policy. Thank you for trusting us with your financial needs!